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Don’t Wait for Rates To Fall Below 6 Chart

Nick Flerlage November 15, 2025

 
Would you let $80 a month keep you from buying your dream home?
 
That’s about all you’d save if mortgage rates dipped from where they are now to 5.99%. Rates have already fallen enough to save buyers nearly $400 a month compared to earlier this spring, so waiting for that tiny extra drop could cost you more in the long run.
 
When rates slide below 6%, competition will heat up fast, and home prices could climb again.
 
Let’s crunch the numbers together, you might be closer to your new home than you think!

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