Monthly Payments Are Trending Down Chart

Chart shows median monthly mortgage payments falling from $2,882 in May 2025 to $2,590 in September 2025.

It looks like affordability is finally starting to show some signs of improvement this fall.

Mortgage rates have come down lately. Home price growth has slowed. And wages are rising.

Together, those 3 changes mean the typical monthly payment is now $290 lower than it was just a few months ago.

That shift has already helped some buyers jump back into the market.

Curious if the numbers work for your budget now? Let’s take another look.

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